So pretty--and everything fits beautifully! I'd say bring on the earth tones!

Jaime, I love this outfit on you. I'm glad you posted it along with your question, because I am struggling with this exact question now myself. I think this combo works especially because of the cool gray I see in the pattern in the top, and because the jacket is a cooler neutral as well. The cream pants are also not too warm a shade. The booties I feel are that kind of color that can go cool or warm. So altogether the outfit is harmonious on you. The top is the key to the look for me, too--it seems to have the ideal level of contrast to flatter your face and hair. I think it's possible that cool non-neutral colors look even better on you, but this combo is quite lovely.

Thank you all for your encouragement and kind words!
Sharan - Yes, the shoes are actually a rough texture that seems to contain both beige and grey (so taupe?) and the other pieces are on the cooler side of brown. But completely agree that the top is key - the grey ties in my hair, and adds the contrast. Hope to see your outfits along this line!

This looks lovely on you- wear it for sure! I think many of us can wear colours across the cool warm spectrum - not necessarily them all - but enough. These soft browns are very good.