I find tunic style tops and leggings to be incredibly difficult -- usually I feel half-dressed in a combo like this and my first impulse is to throw on a mini skirt of some sort, but my mini skirts are in the wash right now! For outdoors I had on a black wool coat that hits at mid-thigh, so I felt reasonably covered up. Gearish leggings/tights are pretty ubiquitous where I live, since everyone wears their sportiness like a badge of honour, and I've been wearing mine a lot since I've fallen out of love with most of my pants for the time being (they're all feeling too big/baggy).

The leggings are a dense merino boucle-type fabric from Ibex, wayyy cozier than synthetics; the top is a Black Friday purchase -- from Woolrich. The boots are my everyday Blunnies.