So sorry that I didn't respond back to you all yesterday - please know that your kind comments, encouragement, and suggestions are very much appreciated! I just ended up having an extremely hectic day yesterday - and didn't get any time to get back onto the forum.
I really appreciate you all's feedback about RATE and Polish - and where I am on the continuum with this outfit. You all saw much more Polish than what I did which is very interesting to me! I think that because my hair is so very much RATE and there is really nothing that I can do about that regardless of how I have it cut or styled, that that automatically makes me feel quite RATE (which I don't mind at all) - but then when I see a picture of myself with my shirt haphazardly tucked into my jeans, I feel like it takes me from RATE to Sloppy!
Also, one of my sisters and her family were here visiting us last week and she and her daughters don't wear their clothes near as over-sized as what I do - and so when I'm with them I feel just a little bit like a slob.
Thankfully I love my RATE style - but in answer to your question Una - no, I don't want to give up my RATE style - I just want to pay a little bit more to details - like the semi-tuck, or another example would be to press out the wrinkles on my shirt before wearing it - you know, things that a Polished person would just do automatically - while I have more of a tendency to tell myself "nobody's going to notice that anyway" - and wear it with the wrinkles!
Sorry this got kind of long! Thank you again everyone - I learn so much from all of you!