I seem to be in minority, but I am a big fan of off-the-shoulder tops and have a couple. I wear the off-the-shoulder styling only out of work, but try to get versatile ones that can also be worn on the shoulders too.
The blue cotton blouse by NY&Co here is a perfect example. It is pretty crisp and I like the tie details at the arms. I think it is a knock-out of a similar top Tibi has shown this and past seasons. For work I am wearing it on the shoulder, as in #1, with cuffed cream 7FAMK jeans and cream ankle strap Nine West wedges. It is pretty chilly so I am using my cream Express cardigan as a topper. If I were going out with friends, or anywhere really out of work, I would have worn the top off the shoulder as in #3.

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