I love the cobalt and gray...it's the gold and gray that isn't working for me. I'm going to second some others who say a different scarf would be better. But...Angie approves and she's the expert!

You look great, cobalt is very flattering on you. I agree with Laura that different color accessories might finish the outfit even better. I would love to see it with metallic booties and a scarf with silvery/ metallic threads. One can dream, no?

Nothing wrong with this Thistle!

To me, there is something about the shade of gray that isn't matching with the cobalt, but I'm not sure what it is. Is the cobalt maybe a cooler shade, while the gray is a warmer one? I feel like the cobalt is overwhelming the gray. I agree with some of the other posters who said that this particular shade of cobalt may look better with black or white to better match the intensity of the cobalt.

I don't have any cobalt, FWIW, so I can't speak from experience.

Thistle you look great. I think grey is a fabulous colour to wear with cobalt as it white and also black. My peference is for mixing it with other neutrals but there are so many colours that work with cobalt too. My only suggestion, based purely on my own colour preferences would be silver toned shoes would work beautifully with this outfit, and a grey, white, black and cobalt scarf would just 'lift' the outfit a little (if that is what you are after).