Thanks everyone. Lovely to wake up in the morning here in Australia and read all your comments!
Firstly to all of those who said the top would look better with a skirt - that is indeed how I usually wear it. It's in high rotation and I wear it to work most weeks with a skirt eg https://youlookfab.com/welookf.....ays-outfit And usually with the necklace as well.
Karen - yes they are straight leg jeans, and yes difficult to style! A while ago I would have agreed with you about cream and white (and in fact I avoided cream altogether with my olive complexion) Angie seems to think they can work together, though I'm not sure if she thinks that in this case!
That top is very pretty and I would love the colour on me! I remember now that I actually did try on my sleeveless chambray top with the jeans and the colour worked well - but it was too short and thus tummy revealing. I've had a love/hate relationship with peplums but I should try them again.
Fashiontern - Thanks. Now I'm trying to think if I own a fitted print top! Maybe one - I'll try it with that.
Rachylou - I like it better with the coat too. No question. Glad I didn't take the coat off! I do think the way I stand makes a difference. I was thinking you could see my scoliosis in some of these pictures.
The sneakers are not liked by my daughters, btw. They think I'm too conspicuous in them!
Gigi - yes they are bulky to roll. I think your top suggestions could work too, though I'm wondering if I own any.
Angie - Yes I am STRONGLY leaning towards tapering them. After all, I wear my other pair of white jeans (which are more tapered) frequently and could do with another pair in rotation- and these are too short for heels.Thanks.
Laura - I think it's the high neckline of this top. A longer necklace could help - thanks
Isabel - I tend to agree about more weight on the top working better - which is one reason the jeans look so much better with the coat, I imagine.