Yay for meeting in the middle! Interestingly, my BF came from a poor background and often says he's scared of ever ending up back there. He worked in the mines in Kentucky. Now he's a finance manager and sits behind a desk and haggles loans for car buyers. Our condo is paid for, our truck will soon be paid for (about 15 months after purchase) but he still frets about not having definite jobs waiting for us back in Tahoe this time. I suppose financial fears are warranted in this time - he remembers the awful unemployment numbers in the late 70's (he's 51) and we all know the economy is rickety, but we can't live in fear of what tomorrow will, or won't, bring.
I think if you are spending wisely while saving for the future it is an investment in your well being as a whole.