Just make sure you get it cut for how you'll style it.
You can't get a great cut for curly/wavy and have it look awesome straightened. [And vice versa.] The c/w specialists really look at your pattern and cut to enhance/offset randomness.
I wrote another reply but closed out before sending, duh. Bottom line is I haven't found ~ shoulder length harder to style (in terms of wash-product-go) than longer as long as the cut is good. And a big yes to all the hair on the floor and the light feeling at the end even when the length remains about the same.
I prefer longer on me -- and fully support you growing yours out -- but sometimes ya gotta chop or the mullet never really dies. 0;
ps omg resist the straight-across bangs unless you're committed to straightening and never being around humidity hahaha! I hear ya on that temptation. Longer side-swept are great with wavy hair though. Much more forgiving.