*sigh* Thank you so much - the consensus appears to be "buy it so long as it is within budget"
The issue is that it doesn't fit into the loose monthly budget I assigned myself (darn Jigsaw blazer), but I am lucky enough to be able to buy it without hardship. Borrowing from February's budget is cheating and I don't want to return/forgo other items that are more immediately useful.
@Mo: My CPW threshold is about $1. Since I've gotten the black coat down to $1 CPW, as far as I'm concerned, any further wear of that coat is a bonus. If it disappeared tomorrow, I would feel like I'd gotten my money's worth. I really appreciate your perspective as someone who has done the shift between two different climates thing.
@Mnsara: Thanks for the heads up on taking it to the store to have it looked over. I wouldn't even think that they'd be willing to exchange it based on photos I'd taken earlier.
You know if it's this hard to convince myself to buy it at this price, I probably shouldn't. I have some packages arriving tonight, so I'll make a decision based on how much I end up keeping/if it's still available. If it gets sold out, it's not like I won't be able to buy it on ebay later (there are several).
Thanks again! It is so hard being realistic and not chasing after the next "shiny object"