Angie, yup...it is in the works!! I hinted to you that I had some happy news about potential visits and meet ups! And it is true. But won't be happening until this spring at earliest and probably a bit later. So I do have one more winter here at least.
I don't run cold but I don't run hot, either. I am pretty sure I wouldn't wear that fun plaid jacket indoors...but nor would I be warm enough in it outdoors in a Seattle winter.
Hmmm. Thinking back to Vancouver, my most worn winter coat was a London Fog two-in-one type coat with a short quilted jacket that could be worn on its own or as a liner, covered by a fun red rain resistant shell. I wore this with gloves, boots, hat, scarf, etc. and layers underneath (sweaters).
A pea coat would have served a similar purpose in non-rainy weather, but I didn't have one then.
Last winter I was in Victoria for several days in late January. I don't know if the temps were average or above, but I was comfortable in layers -- I wore a cami, blouse, blazer, scarf, trench, gloves. Some days I also had a sweater on.
Style Fan, you are so right -- some of this just comes down to personal temperature. I am rarely the first to complain about drafts (that honour goes to Mr. Suz) but at the same time I like to be really cozy in winter.