Hmm, your third look, second set is smashing. Still might not work for your weather/lifestyle but very inspiring.

I wondered if OTK boots might also work? I think that it looks great with the jeans. But all looks work for me. Great scarf!

I haven't read through all the replies yet but here is my two cents. I think the proportions are off- it seems to cut you in half and that is even more emphasized by the sweater that is about the same length.

If you still want to try to make it work I would play with different lengths. I find for me even an half inch in length can make a big difference. You probably know this but to start you can measure from your shoulder to the floor (typical shoes included) and divide this in thirds or fifths. Ratios of 1:2 or 3:5 tend to be the most flattering on a lot of people.

I just want to commend you for listening so closely to everyone and then responding so carefully to all the input, Suz. I would have thrown in the towel (and probably consigned the dress!) much, much earlier. You're a better person than I.