Wow! you ladies are all so helpful and kind. I really appreciate your thoughtful replies.
Alecia, Annagybe, Lyn67 - re: poochiness - YES! I hate it, never thought about the drape of the fabric. I guess that's the reason. A longer top would be helpful, thanks Lyn.
Nanabear, ManidipaM, Lisa - thanks for sweet comments about the bun. It's pretty easy to do - I will maybe do a few snapshots sometime to show how. Lyn67, I rarely wear my hair down cause it is really curly underneath (straight on top - how's that for a weird combo?), and it bugs me to feel it on my neck. I'm always in a ponytail or bun type of do. I'm a bit tomboy-ish in that I don't like to fuss with it, so the up-dos keep it outta my way.
Dawn you are so kind.
Again, all of you, thanks a million for the warm welcome!!!