These Jcrew block heel pointy toe loafers are a HEWI for me -- ostensibly the perfect fall/winter work shoe: fashionable, walkable, comfortable. And I would like to get one pair of work shoes this season.

While expensive, they are 25% off right now. I think either pair could work with my closet -- which is mainly black, navy, grey, and burgundy. Which pair do you prefer? Or, is there some reason you think I should steer clear of these?