I'm a California girl, born and bred, and know nothing about cold weather. I'm visiting Chicago this weekend, and the weather report says highs in the high 30's and lows in the 20's. I don't think I've ever seen those numbers followed by an F instead of a C.

I'm feeling a little overwhelmed with how to pack. I have a water proof down jacket that I plan to bring, and a warm scarf, gloves and hat, but that still doesn't seem like enough. I'm thinking layers on top of layers?

How do people cope with this kind of weather? Let alone still look fab while they do...