I am a warm neutral skinned blonde, too-but when I was young adult yellow gold didn't look good on me and wore all my jewelery around my face (small studs, a wire chocker, or long pendants) all in silver (+ some gunmetal).
When became a specs wearer my specs were all acrylic in a statement color -never a metal-and so- didn't interfere. Still, I always somehow mixed metals on my hands. I just kept wearing my gold wedding band and a statement ring (with 5 zyrconia stones) made of mixed white/yellow gold and a big white (and silver) chunky watch on my left hand- no problem. On the right hand am wearing a simple white gold and zyrconia ring+ sometimes a cuff but this again is silver/antique silver, white pearls or lamp beads but NOT GOLD. I was please with this aesthetic for decades.
Then, I lost my beloved silver wire chocker and couldn't replace. Plus, my newest prescription glasses (from spring 2022) are havana (but in colder hues and NOT yelowish!) and have very pale creamy golden arms--so not the bright yellow or rose gold at all. I deliberately choose these as found out they go better with my skin- silver harware on specs were somehow too bright on my warmish face. I also changed my small silver studs to zyrconia in a very thin gold frame(and skip wearing a necklace)-so I am pleased again-AND I still like my chunky white/silver watch and old rings and find they don't clash with my specs so plan to wear them further. (Ah, forgot to say I am somehow special in my prefferences as I have to wear the AudioLink of my CI (which is a small white gadget on a longer black cord) around my neck or clipped on my clothes 12/24 so unless dressy I now generally avoid wearing any other jewelery around my neck.