On me, it definitely covers the saddle, but that feels weird to me (biking with my coat over the saddle). I mean feels weird physically. I can't say why.
It is a bit of an A-line cut, yes, but also, it has a double zip, which I tend to open a bit from the bottom, which emphasizes the A shape.
The North Face jacket looks good, too. It's shorter. I have one that length that I do use on my bike sometimes, but don't like for walking because it does not cover enough of the thigh. For walking, I like length in the rain. For biking -- I think I'd rather just pull on my nylon overpants or something. But then, I'm still thinking in recreational riding terms, more or less.
