I often wear belts and would be a bit lost without them. I like this skirt, but the waist is too big. However adding a belt gets the fit just right and give me more flexibility to wear the skirt on the waist or dropped from my waistline.
In addition, a belt allows me to add some contrast into the outfit. This is what I am wearing today. Nothing special, but I like how the belt helps tie in my boots and grounds the sweetness of the pink and white. For a topper, I will add a denim jacket.