It's been a long time since I posted my own thread, although I check in daily and am always amazed at the creativity on the forum! I mentioned in response to Angie's Jacket vs. Sweater post that I favor jackets, but:
1. Jackets demand a bigger portion of the budget
2. Jackets often require professional clearning
3. They are hard to fit on my frame
4. I work in people's homes, and a jacket can seem too dressy,
  particularly when my coworkers are in company tees and sneakers
 (mostly really young, so it works for them)

My answer to the dilemma has been dressy sweater and, when I can find them: Swackets! (Sweaters with the structure of a jacket) and also unlined casual jackets with plenty of stretch. My outfits have been more practical than exceptional, but I feel I've been able to be comfortable and reasonably polished while hauling instruments in an out of people's
homes and teaching voice students at home.

Photos:
1. This red/black swacket has an interesting architectural detail on the side that is hard to see from the pic -- it creates a structured peplum effect. It's from SteinMart, so no find available!
2/3: The ON bomber in burgundy faux suede. I almost wished I
   sized down, but this way I can wear it zipped easily, and
   use it as a coat. (In Lilac for spring in the finds below)
4. The Alfani tunic from Angie's recent post under a teal suede front   refined knit sweater. (No longer available in teal, in brown below)
5. This faux leather unlined drape front jacket from Macy's has been
a very versatile option.
6. An exuberant statement sweater (from Kohls) This has a great
  pattern on the back -- much like a fancy bandana. This sweater
 needs simple accompaniments, but is very cozy. (In tan below)
7. An old Champion sweatshirt jacket, complete with thumb holes.
This one has a nice soft structure and shape, and it is a favorite
  travel piece -- since it can also be used for loungewear.