Sometimes you remind me of my very close friend, Pam, who - BTW - is also blonde, warm, and direct, AND she loves a pretty, cold-shouldered top! You two must be my type (LOL).
I really love this outfit on you. To me, it's that great balance of pretty and rough (raw hem) that I find so alluring. And those shoes! I had olive ones like that that I wore into the ground. Finally trashed them this spring, but I would have worn them another summer if they had any life left in them.
Finally, that bracelet grouping is wonderful. The silver/charcoal and ivory look so fresh.