Yay!! I have similar proportions to you Janet in terms of rise length, even though you are a good deal taller than me. "The high rise era has been miserable for me — everything ends up under my bra band or the crotch hangs halfway down my legs" .. me too! or when I sit down there is that ugly crease/fold right across the crotch area.
I found these two at Anthro ....
these jeans are mid rise, and look a bit more interesting and less "tough" in person than they look in the photo. I tried on a regular size, the rise was good, and I ordered a petite to get a shorter inseam length. I'll see how they fit when they arrive. I can't get the URL to paste here properly ... so search at Anthro for Pilcro the Wanderer Relaxed Jeans
I also ordered these pants thinking they were the same cut and not realizing they were truly LOW rise ... will see if they work. Search for Pilcro the Wanderer Lo-rise trousers. These may be too warm-toned for your preferred colors.
If these appeal to you (or any others on team mid/low rise) maybe take a look. For me I could wear them for another month before it gets too hot, but you're in a hotter climate ...