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Thank you, Lisa! I am considering a blue and white shirt. You have read my mind. The Theory coat is not that warm. It is a lightweight wool coat. I also run cold. Bijou, thanks for the recommendation. I will check out Paul Green's flats. Great colour. JamC, I am a big fan of Velvet. There is not much retail in my area, but we do have two independent boutiques that carry Velvet. Thank you all!