Hi all. I just got a great pair of stretchy mid-rise trouser jeans from the Banana Republic Factory store (at a steal for $11). The fit is great with more of a straight loose look on me, but it is way too long. I'd like to cut them to have that cool frayed look but not sure how short I should go. I don't necessarily want to show my ankles and would like to wear flats with them. My inseam in 27" and here's a link to the photo: http://bananarepublicfactory.g.....d=44894100

Suggestions?