Stacie, I feel most sorry for people your age, because you've never experienced a recession. I know many people your age and in similar boats who were rudely awakened this past year, and all have said the same things you are saying. I get that.
Like Maya I graduated during a recession, which gave me perspective that there are no guarantees for an easy life. I also spent most of my career in high tech, which is very volatile, so I am used to being laid off as it's par for the course.
Let's not dissolve into a "my life is worse than yours" thread and think positively!
Here's what my struggles and layoffs has taught me:
1) To live within my means.. I am making good money now and could easily afford a larger mortgage, but I have a modest home instead - one that I know I could afford if DH lost his job, AND my own salary was halved. When times are good, we enjoy trips and eating out and indulgence in my fashion hobby - all things that we've decided together are worth spending disposable income on. But more importantly, we have peace of mind that if times are not good, we will not be suffering to keep a roof over our heads and food on the table.
2) To know that I am resilient.
3) To take risks - i.e., pursue a path I may never have considered.
4) Compassion for others, since I've walked in those shoes.
5) Variety - have worked for numerous companies instead of just one.
6) To work to live, not live to work.
7) Might as well pursue your passion. The money tends to follow, and even if it doesn't, at least you are happy.
8) To be patient.
9) That even when it feels like the end of the world, the sun comes up tomorrow.
10) Education ... there is value in getting one, even if it doesn't lead to a paycheck. Education for sake of learning is a good thing.
11) To appreciate that luck has a lot to do with it. I think this is a good realization because then you stop beating yourself over the head thinking you did something wrong.
12) Connections ARE important. But, I think I mean that in a different way than Stacie. I mean that every single person you meet is valuable, and some day could help you out, in big or subtle ways. You never know. Cultivate your connections - but call them "relationships." Help people out when they need the help - it will come back to you down the road, when you need help.
13) It is okay to rely on your family and friends when times are tough. Maya, please do not feel bad about your dad helping you out with your loans. It all comes around again, and someday you will be able to pay him back. This is what parents do for their kids.
I hope others will add positive thoughts here as well!