I'm not sure if they actually are but I consider navy and brown to be neutrals. I picked gold accessories because these boots have gold "buttons" up the back.
http://www.polyvore.com/coconu.....d=40847453
Navy Red Dot Curve tank, brown Reba cardi, James Jeans skinnies, brown Coconuts by Matisse Lieutenant boots, Michael Kors watch, Ann Taylor necklace.
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