I received a quite large NM gift card from a former colleague to whom I referred a very profitable client (I'm retired). I feel so much responsibility to use it wisely, both because it is a very generous gift from someone I enjoy, and because I have really limited my wardrobe budget now that I have no paycheck. So how would you plan to use this?

I started by putting everything that appealed to me in my shopping bag, but I ended up deleting a bunch of sweaters, dresses and shoes that would see little to no use. Then I thought maybe 1 or 2 special (aka expensive) things. But nothing really spoke to me. I ended up ordering a few pieces of jewelry and a handbag. The jewelry is going back for various reasons. The handbag is a pre-order that won't arrive for a few weeks. Next, I went looking for "holes" in my *very* complete wardrobe.

Although I do have a few opportunities to get dressy, the majority of my life now ranges from nice casual to sporty casual. I should also add that I have a well-stocked wardrobe that I mostly love. My only identified holes are:

• a classic cognac handbag
• a cognac belt with gold hardware
• a small black dressy-ish crossbody for evenings and travel
• an 18" 18-24 karat coated necklace that is lightweight
• versatile earrings, preferably mixed metals

I'm always open for another Eileen Fisher piece or two as well. I live in a very warm climate though, so most of what's available at the moment is too warm to ever be worn.

After deciding to return the jewelry, I found a black leather crossbody and a cognac belt at Last Call. Those should arrive next week. I also ordered a couple EF tops that, if they are keepers, will see a ton of wear. They should also arrive next week. The handbag from the original order should arrive sometime next month.

If all the new items are keepers, I've used a good chunk of my gift card. But I'm still left with the majority of it. How would you approach deciding how to spend it?

Neiman's doesn't seem to be terribly compatible with the finds function...the wrong colors or strange pics get saved to finds, so I'm including pictures of the items in the colors I chose as well as the finds. The black bag in finds is the way I ordered it.

Thoughts on any of this? I'm wide open to suggestions.