I don't have a pic of this. But a couple of years ago, I bought a navy and white stripe (what else?) T from Joe Fresh. And soon after, watched a runway clip, in which they showed it worn over a white shirt-- with the shirt sleeves rolled up (the neat J Crew way, not the sloppy L'Abeille default way) so that the cuff/roll was just below the end of the T shirt sleeve. Looked pretty sharp.
Myself, I have layered over shirts with looser fitting T shirt styles, works better at a short or cropped length. Similar to layering with a sweater, the collar adds the contrast I need at the neckline.