there's so much beautiful clothing out there, my poor wallet

Though I'm being very picky about things and returning a lot, too.

I've really wanted a peplum top for a while, but I wanted one where the peplum hit at the natural waist, not lower. So I pulled the trigger on this top from Anthro (pic 1): http://www.anthropologie.com/a.....443623.jsp
I'm pretty sure I'm keeping this.

2nd picture is this top from Madewell: http://www.madewell.com/madewe...../33870.jsp

I bought it on final sale in the store, for much cheaper than the price on the website. So I can't return it, but I tried it on in store and was very happy with it.

And yesterday, I went to Club Monaco...and perhaps got too lured in by the sales. I bought this slouchy hi-lo sweater (and wore it today, so it's not getting returned, pic 5): http://www.clubmonaco.com/prod.....d=13265568

The silk tunic is what I think I'm going to return (pics 3 and 4). The material's very pretty, but I don't like the way it hangs without a belt, and I'm not sure I need more silk blouses/dresses right now, though silk always appeals to my inner Indian self. What do you think? I do like it better with a belt.

Sorry for pic quality....yesterday I only had my phone, and I still haven't gotten the hang of self-taking pictures with this new camera my parents gave me.

Thanks in advance!