I am so grateful for your feedback.
I was going to return the shoes because I had one of those "what was I thinking" moments after I purchased them but if you think they are cute, I am going to reconsider.
Sorry Puffenstuff I do not have side view of the shoes, my boyfriend has my camera for a few days (doesn't he know this is interfering with my YLF relationship?!) But the picture in #2 shows me wearing the shoes w/ socks on.
Honestly I do not know how to wear shoes like this, is it OK to wear socks in the winter? Or is this the dork in me peeking out?
Renata -- Thank you for confirming my suspicion over the t-shirt colors. The stone colored one makes me look kind of ashen.
Aida and Alaskagirl -- thanks for the links, very instructive.
Sveta and Alaskagirl -- thank you for explaining how oversized t's should fit.
Aida -- I have some shorter boxier over-sized t-s that I have worn (once) with a tank underneath, as you suggest. I'm not sure if it works on me, I will post some pictures in the future.
Rute, Lisa, Anchi and Angie -- I tried belting w/ the blazer but something isn't working with the fabric and overall cut so I think these are going back. However I have another rayon oversized t from a few years ago that is more drapey that I tried belting and it works. Thank you for this idea (now I can finally wear the said drapey t as a t, not just a night shirt.