This is just what I do, and I am not a fashion blogger or one who states anything others should do-this is just me-So to me if I am wearing a navy, burgundy, red, purple, lavender, pink, ink blue, or cobalt tops I think silver necklaces and earrings look best. Colors like light blue, taupe, browns, beige, gray, look best with gold. Anyone ever had such thoughts? I just realized I almost always do this without actually thinking about it. Black and white mostly with gold also.