Aida, I wasn't talking about a matte top coat, but rather a transparent matte stain-like dye. This one ends up looking more like a paint in my experience, but the leather is still super pliable.
Shannon, that's hilarious! Don't get your DH mad at me!
Abie, no, the bags I get are never in the locked cases. That's probably why I get such good deals on them. The times I have asked to see the "good" bags, they were cheap plastic imitations of designer bags, blinged out with logos.
Sylvie, I am relieved! If I worked a full time job, I'd have tossed this in my "do it later pile" as well, I'm sure.
Joy, yes it absolutely works on belts. It does not rub off once it's cured.
JR, Jem, Sveta and everyone: thank you!