My credit for the return of my Japanese Oxford Square shirt came through, so I have a $75 credit to spend at Everlane.

You can see the thread on my miss here:  http://youlookfab.com/welookfa.....uare-shirt

The shirtdress I kept here:  http://youlookfab.com/welookfa.....t-everlane

And my square silk shirt I kept here: http://youlookfab.com/welookfa.....silk-shirt

The contenders for the return are:
1.  Silk tank dress in black.  Biggest pro is it looks like the same silk as my shirt, which is heavenly.  Biggest con is whether I'd wear it a ton before next Summer.  I can see myself wearing it over skinny jeans with a cardi or jacket on top, or dressing it up with tights and a fitted jacket...but would it get enough wear to make sense to buy it now?
2.  Square turtleneck in black.  My ffbo last winter was a similar weight, oversized turtleneck in a camel color.  I'm moving away from camel this year and I like the more cropped idea of this boxy sweater.  I love the way it moves in the video on the site.  I would also consider the navy one, but I think black would get worn all.the.time if it works.
3.  Drape dress and a tshirt.  I'm still on the hunt for a simple, black dress to layer.  This one could totally be hit or miss depending on how it hangs on me.  I'm also super curious to try out Everlane's tshirts and I need a navy tee.  I think I lean towards the cotton tee, but the drape tee is appealing too.  The dress and tshirts are less expensive, so I could get 2 items.  I'd need to choose between these two tshirts.

So, which would you buy?

eta:  It looks like the black turtleneck is sold out in my size.