Help me ladies; I'm dithering. Would I be crazy to buy these coats?

http://www.chicos.com/store/br.....#038;size=

I don't normally shop at Chico's because I find the sizing bewildering, but I saw this is an advert and loved the pattern and shorter shape of the trench. I don't want to go way trendy with outerwear, and I'm afraid this might be pushing the envelope.

http://us.topshop.com/webapp/w.....geSize=200

This coat is more versatile than it appears, since the fur collar can be removed, rendering it basically a boyfriend jacket. I do love the shape and the fur collar, but for what it is, am a little concerned by the price. Plus, I don't want to look like a yak.

What say you all?