Gloves! My favorite accessory.
Angie, buy silk glove liners. Any brand will do. Then pop your gloves over them—doesn’t matter if your gloves are lined or unlined. The liners, thin as they are, can make a huge difference.
I run cold, and have long known the insulating joy of silk long underwear, but the glove liners were a fairly recent discovery of mine.
Silk sock liners are also super, though I don’t often need them, now that I discovered the delights of padded wool socks.
For sheer warmth, I like wool gloves the best. Thicker wool is pretty water resistant, but not as dainty as thinner wools, which also come in a huge variety of colors. My Christmas gloves from DH are a golden-green pear color and trimmed in gray. Leather gloves are my favorites, and leather gloves lined with a tightly woven wool lining, as many of the gloves are that I have bought in Italy over the years, are both dressy and very warm. I have one pair of leather gloves lined in cashmere that are reasonably warm.
If you have a really tough time finding gloves, you can get leather and suede (suede is beautiful, but horrible for warmth) gloves made to order. I’ve only had that done in Italy, but there may well be places in the US that do it.