I'm on OctNOber, but this was ordered in Shoptember:)

Initially I thought it looked too bulky and hardware-y (kind of like in pic #1). I'm also not sure about the fit across the back of my shoulders as seen in pic #2. But in the last 2 photos, it looks OK. Finally, how is the color? This is the cognac version, but there was also a cool-toned chocolate available with less shiny hardware.

Thoughts? My closet and my budget need it to be a 10 or it's going back.

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