Chiming in from lurkdom to say that dressy footwear is always a problem me, in the winter. I have had some pointy-toed options that worked briefly in the past, but my feet have changed so much during the past few years. Anything with a pointy toe and even a slight heel won't work for me on NYC pavement, even if I am doing minimal walking. My feet just slide forward and hurt a lot, no matter how I modify the shoe to prevent that. (I am never doing no walking, even to formal events.)
I hurt my pinky toe in August, which is making things even worse because while it feels okay mostly, it is a bit swollen. Also, I think I am starting to need a size up, and am slowly sorting through and replacing shoes as needed.
These are basically my options, so actually pretty decent. (I think the Naturalizer loafers would still work, but I haven't tried them lately.) I wore the booties to a party at the Met museum recently, and while they were not the most comfortable, they were manageable. I am not 100% sure I can comfortably wear the black boots right now. If the knee high boots still fit me, they would look nice with skirts and dresses and are comfortable.
I usually just wear my fun sneakers to stuff, which is very NYC anyway.