I remember once hearing a financial analyst say that your earliest memory of money can often inform how you treat it as an adult. Likewise, I have heard members here describe how early experiences with clothing have shaped their views on what they wear and how they shop.

I just realized the other day, as I pulled the trigger on a jewelry purchase, that I have a LOT of early associations with jewelry. I never met my paternal grandmother (she passed before I was born), but she passed on a lot of ideas about jewelry to my father. I will say up front that she sounded like a snob. My father most definitely was not, but he did believe many of the same things she taught him regarding jewelry.

First, I remember knowing what constituted "fine jewelry" before I even started school (precious gems - diamond, sapphire, ruby, emerald; gold at 18K or higher; platinum). My father repeatedly said that gold was GOLD coloured; platinum was white; end of story. Sterling was costume and white gold an oxymoron. And the value of a piece came mostly from its and gold weight; metal weights and purity were what held value. He used to say, "You will only wear costume until you can tell the difference. Better to wear nothing." I was wearing mostly "real" by the time I was 20.

So as I purchased a tennis bracelet (estate, not new), I realized that many would consider it "dated". I have a preference for yellow gold (go figure!) in 18K, and the bracelet I bought has diamonds separated by ribbons of yellow gold. What made me pull the trigger when there were many other bracelets that were more "current"? This one was just shy of 19 grams of 18K gold. 3 ct worth of stones was just the icing on the cake. They let it go for a song (likely because no one else was interested in this 1980's-tastic piece!).

Anyway, thinking it over I better understand why I purchase the things I do. The attitudes I have I am unlikely to shake, at least in preferences for my own purchases. But I also understand that many other people have VERY different attitudes for reasons that are just as deep-rooted and complex and valid (or invalid?) as my own. Some do not value jewelry at all; some place more value on provenance and designer name (my dad always calculated scrap/market value and what his own jeweler would charge to custom-make a piece instead); some prefer a look without the price tag; some prefer materials other than traditional.

What are YOUR earliest memories about jewelry? Why do you wear what you wear and prefer what you prefer? What is worth the money (if anything) and what isn't?