This year I was determined to get a pair of black flats/loafers for fall. Last year I could not find one pair I liked, but this year I found a few. So, now that the last pair I ordered has arrived I need some help deciding which pair to keep. They all fit and I like them all but I really only need one, right?

So, is it Kate, Mark or Paul?

I would love to hear your thoughts. And if you have any other suggestions, I am open to those as well.