I bought this in May (p/b blouse in pic 4)
http://youlookfab.com/welookfa.....zibuy-haul

But haven't worn it that much because every time I'm too cold, even with a layering tee under and a jacket over.

Would you wear it with a turtleneck underneath?

Also, I only wear it with one skirt, since only one of my skirts fits properly to tuck at the waist. Is it too short to wear with jeans?