Frannie, there is one look among all these pictures that really stands out for me, and that is #4. I love everything about this jacket on you: the soft white color and texture; the graceful drape of the cut; the pretty asymmetrical gold zipper details; but especially the way this length elongates and trims, easing over your hips and (over a contrasting monochromatic shirt and pants combo as you are wearing it here) creating the all-important "column of color" effect. You say that you don't know how to wear this one, but clearly you do, because you look tall and elegant, even in a t-shirt & jeans! For dressier occasions, why not do just what you're doing in this photo, only amp up the luxe factor a bit: imagine a v-neck taupe jersey with fluid pants in the same shade, both made of luxurious fabrics, and a chunky, interesting gold necklace gleaming under that jacket. Add leather booties in a rich shade of brown, and if you live where Winters are cold, top everything with one of the warm, voluminous "bathrobe" coats that are so great--but overwhelming on some--this year. You can handle the volume! I suspect that layers generally are wonderful on you, especially when they are flowy, open and/or asymmetrical. I would encourage you to experiment with this jacket, and this silhouette in general, keeping a lean column of color underneath, and adding layers of interest--untied scarves, necklaces, draped collars, graceful long cardigans and jackets--on top to elongate your look and frame your pretty face.