As a jacket loving gal, it's kind of surprising me how I'm craving the softness of a cardigan lately. I adore the structure a jacket gives but every once in a while, I want protection from the A/C with something a little more "relaxing".

I picked up this cardigan last week on a clearance rack for $9 and am so glad I did. I've worn it twice already - once with BF shorts on the weekend and today. It's a very light weight charcoal grey rayon-cotton blend and has polka dots that are sheer fabric - so your skin makes them look white.

I paired the cardigan, buttoned up for some structure and waist definition, with a white v-neck tank, untucked for a peek of white here and there. With that I'm wearing my black pencil skirt from my skirt suit.

To double up on my black/white polka dots, I chose my b/w dotted Birks for footwear and then went for two small pops of colour with my citron clutch and red specs. A white watch and silver wedding band finish off the outfit.

My specific questions are: does the cardigan look frumpy or does this work? Is a pencil skirt and cardigan combo too classic for me or have I 2014-ed it enough with the Birks and clutch? As always, all comments/suggestions welcome.

Cardigan: Smart Set
Tank: Ricki's
Skirt: Nygard
Clutch: Gap
Sandals: Birkenstock Pappillio
Watch: thrifted

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