Debbie- both of those outfits look really good on you. Woo hoo!! Way to go!!! And, your hair is looking really nice I like your new style.
I am questioning the shirt untucked under the cardigan in outfit 1. I know that tucking it would lose the layering effect that you were going for, but try it and see what you think. If it were me I would try tucking and unbuttoning the cardigan all the way, and adding a belt in the beltloops of my jeans. I would also try tucking, leaving the cardigan buttoned and putting a skinny belt over the cardigan (in a fun color) Perhaps unbutton the cardigan a bit more- maybe the bottom 2 buttons left opened? I also agree with Jean- add a bit of bling with a longer necklace. That would give an elongating effect. A scarf could also a touch of something. Sorry for so many thoughts- but this is the process I go through every morning in front of my own mirror ;-0 It drives my husband insane!
Outfit 2 is so so so cute! I love it. My only suggestion is to ditch the tie belt and add a "real" belt, or to move the tie of the belt off center, or to just go beltless all together. I"m not sure that sweater needs a belt.
You've got yourself 2 really great outfits there.