I say: Success! Colorful, youthful, and feminine -- check. And of course, fun! I am loving how well that vest fits you.
To be even more colorful, I'd swap the blue t-shirt for a different color, maybe something that echoes a color in your accessories.
Moving toward your goals, hm.
- Eclectic: add a statement piece, something unexpected. A long flowy scarf. A big-azz flower necklace. Multiple strands of ethnic beads. Studded bangles. Of course, not all at once!
- Memorable: Maybe choose one item (whether it be color or a particular piece) and make it stand out.
- Effortless: I think you are there!