Hehe Kristen, you give me too much credit. My hair isn't up (too short), it's just wet :p
Thanks for all your kind words everyone. I do find the outfit on the formal side...not cocktail attire or anything, but I definitely wouldn't wear black lace (with beading, though I guess it's hard to see) during the day! Lace, pearls, and heels is quite a splash. But, I can see it dressed down a touch without the jacket and with my Swanns. I don't think I would sport the pearls either, but that's mostly because I like to wear them in a more unexpected way. Getting older freaks me out because I don't think I'm going to be able to dress a whole lot smarter than I do now. My feet demand casual footwear. I try to just not think about it for now! This outfit would have to be fancy anyway, because there is no way I could spend a day walking in either of those shoes.
Shiny, you're on! Jean should come too, so she can see "her" outfit in person