Here is my contribution to the winter layering thread. It is only -6C so there are no thermal layers here. Cold is relative.

1 So I have a white button shirt covered by a cashmere crew sweater. My insulated riding boots.
2. My red wool pea coat which I consider middle warm. But jackets fit underneath.
3. A wool scarf. I might keep the scarf on at work if I feel chilly. I also have a black shawl at work for even more warmth.

Not shown...black leather mittens with built in fleece gloves.which are an absolute necessity from now to March.

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