Hi Fabbers, just to let you know that I am lurking in the background, but I am trying to focus on my studies for a bit. The studying is hard work, and especially with finance and statistics being part of the current curriculum. DH and DS are super understanding, phew!

I am looking forward to a time in a few weeks hopefully, when I have submitted the next two assignments, when I can contribute more. It is lovely reading everyone's threads.

Best wishes to all.