Khris, I think this type of situation, particularly when you have been as diligent long-term at your SYC and Healthy Habits as you have, is totally called for. You may have indulged in a tiny bit of food and retail therapy, but you didn't blow your budget on a shopping spree or eat an entire birthday cake. I say give yourself a little leeway as you're dealing with so many stressors.
I'm so sorry to hear about your ongoing health concerns and struggle with the bureaucracy of insurance providers. Ugh. Wishing you all the best and hoping that you are soon in better health, or at least with more answers/solutions. I'll keep you in my thoughts.