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I just bought my splurge item, which is a pair of Frye Carmen boots. I love the idea of pairing something rugged like the boots with something ultra-feminine. They're coming today!
Oh, for the ladies looking for tall low-heeled 13" circumference boots, Camper might be a good brand to try. I love their boots, but none are made wide enough for my 14" calves (I'm built like a gymnast, very sturdy in the legs).