Ha! I knew responses would be varied on this question and you ladies have not disappointed
I didn't think of the annoyance factor under a coat so that is definitely a consideration. The handbag problem is not relevant for me - I don't use a shoulder or cross body bag, only a satchel held by my hand or a clutch. So a non issue there.
Hmmmm.....problem with desk job such as typing...another consideration. Although if the sides are not too long, could be ok.
I honestly have no idea whether I'm going to pursue trying one or not but I have thoroughly enjoyed the discussion