Late to the post but I had to chime in to say ... That dress is gorgeous on you!! I love it without the belt.

Janet the dress is stunning! I want one I have to say emphatically that it does not need a belt. In fact, if I may be so direct the belt spoils the detail of the dress. Definitely keep.

I think Deborah said it perfectly

Love how versatile the dress is! Incredibly flattering on you (and I don't think it even needs a belt, either, but if you like it belted I think it looks nice that way, too.)

...and OMG, your bright blue moto jacket is to die for. Love it!

Gorgeous! I like it with the drapey jacket, circle buckle belt and beltless among others.