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I love this on you, Rae. But I would do as others have suggested and see if there is one with a slightly different pattern placement. That would give you the option of wearing it more comfortably "as is" sometimes, which in your climate might be really helpful. You definitely have the gorgeous figure to carry this off and it looks SUPER versatile. Love your stylings.
The cami saves it, in my opinion. You were right that it blended so well with your skin tone that it created a rather odd effect. And being the prude I am, I always prefer to see a cami under any kind of lower neckline.
I still really, really love that print, and I think that it helps to debombshell the dress to some extent.
Rae, may I say that you are a brilliant remixer!!! Whoa. I think this dress looks lovely on your gorgeous body.....and you aren't in banking anymore after today, yes? So, if you will get lots of wear and nothing else trumps it on your wants/needs list, then KEEP.